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Spectrus – Investment Real Estate Glossary – N

Net lease
A property lease in which the tenant pays all expenses normally associated with ownership, such as utilities, maintenance, repairs, insurance, and taxes.
Net Lease PLUS
Spectrus is proud to offer a truly innovative and unique product in the investment real estate industry, Net Lease PLUS. Offering set monthly rental payments (typically a 6% to 7% annual average) with complete owner property control, Net Lease PLUS leads the way with tomorrow’s whole property market solution—today
Net operating income
A property’s gross income (scheduled rents and 100% vacancy factor) less its total annual expenses (including management costs, utilities, services, repairs, a vacancy factor and a credit loss factor) plus any additional other income (vending machines, coin laundry operations, etc.). Principal and interest payments on the mortgage and tax liability are not included.
NNN lease
A NNN or triple net lease is a lease in which the tenant is to pay all operating expenses of the property; the landlord receives a net rent. Example: Big Buy Supermarkets enters into a triple-net lease. They are to pay for all the taxes, utilities, insurance, repairs, janitorial services and license fees; any debt service and the landlord's income taxes are the responsibility of the landlord.
Non-recourse loan
A loan whose terms include the lender agreeing that its sole remedy in the event of failure to repay will be to foreclose against the property securing the loan.
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