Spectrus Real Estate Group - Leadership, Strength, Innovation.

A self-directed Individual Retirement Account is an IRA that requires the account owner to make investment decisions and investments on behalf of the retirement plan. Self-directed IRA investments can take many forms. Some of the self-directed IRA investment options permitted under IRS regulations include, but are not limited to, real estate, stocks, mortgages, franchises, partnerships and tax liens.

Most of these self-directed IRA investments do not come as a surprise. But many people mistakenly think that real estate is not allowed as a self-directed IRA investment. They are wrong, real estate is in fact a very viable self-directed IRA investment.

Like any investment portfolio, self-directed IRA investments should be diversified. Using self-directed IRA monies to buy real estate is an easy way to diversify because real estate is diverse—it can be bought in the raw land phase or the income-producing phase. If an investor makes a self-directed IRA investment in raw land, they benefit from any potential appreciation that is made when the property is sold.  If an investor makes a self-directed IRA investment in an income-producing property, they benefit from any potential appreciation that is made when the property is sold, plus the IRA receives a cash flow from the tenants who lease the property.

Spectrus Real Estate offers self-directed IRA investment opportunities in both raw land and income-producing properties. In fact, whole-property buyers can make a self-directed IRA investment under our Net Lease PLUS™ program. The Net Lease PLUS program is a smart way to make a self-directed IRA investment because it promises a set monthly cash flow by way of a master lease that is placed on a multi-tenant property.

For more information on how to make a self-directed IRA investment with Spectrus, contact a sales executive today.